New Year, the most exciting group than the accumulated from the five interest rate cuts will be one to enjoy the benefits brought about. to make loans to 50 million 20-year mortgage, for example, interest rate adjustment, the implementation of 8.5 monthly payments 6.66% discount rate is about 3774 yuan / month, the implementation of the new interest rate of 5.04% this year, the monthly payment was 3,072 yuan, 700 yuan to reduce monthly payments, 20-year cumulative savings in interest will be 16.8 million. not only begin after the new rate cut many times, there may 7 discount interest rate to enjoy the standard monthly contribution of nearly thousand dollars less. However, benefits may not be 7 automatically hand off the interest, Bank interest income declined, from self-interest, the banks reluctant to easily open the stock of mortgage interest rates seven fold, cases this year, will face considerable pressure to perform. a bank discount is set for 7 as the first suite, 90 square meters of high-sounding terms like the following, assumed a look only to pro-poor, do not be confused. have schools Professor says , equal to the love a number of countries, the state's preferential policies will not miss them. Moreover, banks are not government, not the non-profit organization, the rich in order to allow banks pupil shine, preferential treatment of the poor must be unreal, wish to welcome also reject the unreal.
able to create new revenue sources is real, major banks in style all their own, and deeply divided into early repayment restrictions, mandatory for credit cards, bundled financial services, setting minimum amount of deposits and loans and other types of measures. one you will not let me make any other money, they could not loan me the money you save hard-line attitude. If you just need to apply for credit cards or financial services, of course, not a big issue, but many hands have been how credit cards have been his favorite financial planner. manage multiple credit cards, and multi-channel financial advice itself may become a very worry about the work of the mmm both are worried that a credit card account has been temporarily forget the penalty, but also worried about money fragmentation idle.
are dissatisfied with how to do the heart? Do not be intimidated by the strength of bank surface. can be expected, the financial sector will be the new round of reform and opening up the most important, the banking industry will become increasingly fierce competition. users to select more, have the ability to vote with their feet, the bank hard gas it up. this time to relax 7 discount off the mortgage interest on application threshold, that is, starting from the small and medium banks. in order to keep the stock of loans and market share, only in the state Dahon recently relaxed. imposed on interest concessions for bundled services to the mortgage loans may wish to use the threat of the line. If negotiations fail, other banks can really try to parallel to the mortgage, as long as that income than expense on the line. < br> between banks can be discounted, and some banks more easily discounted than other banks. and more to run a few comparison, small and said that a few hundred dollars a month mortgage can save money. from the big Department said, forcing banks to reduce savage marketing, focusing on improving service levels and business innovation, in the country and the people are meritorious.
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